Terms of Service

Effective Date: 09/26/2025 Last Updated: 09/26/2025

1. ACCEPTANCE OF TERMS

By accessing or using Mahar Plus services, including Mahar Matches (matchmaking services) and Mahar Wealth (financial coaching services), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our services.

2. SERVICE DESCRIPTION

2.1 Mahar Matches

  • Halal Muslim matchmaking and introduction services
  • Profile creation and compatibility matching
  • Consultation and guidance throughout the matching process
  • Family involvement coordination when requested

2.2 Mahar Wealth

  • Personalized financial coaching and education
  • Halal investment guidance and strategy development
  • Financial literacy training and ongoing support
  • Accountability and progress monitoring

2.3 Combined Services

Mahar Plus may offer integrated services combining matchmaking with financial planning for couples.

3. ELIGIBILITY AND REGISTRATION

3.1 Age Requirements

  • Users must be at least 18 years old
  • Users seeking matchmaking services must be of legal marriageable age in their jurisdiction

3.2 Registration Requirements

  • Provide accurate and complete information
  • Maintain confidentiality of account credentials
  • Promptly update any changes to personal information
  • Verify identity when requested

3.3 Prohibited Users

We reserve the right to refuse service to individuals who:

  • Provide false or misleading information
  • Are currently married (for matchmaking services)
  • Have been previously banned from our platform
  • Engage in inappropriate or illegal activities

4. USER RESPONSIBILITIES

4.1 General Conduct

Users agree to:

  • Treat all staff and other users with respect
  • Provide honest and accurate information
  • Communicate in good faith throughout the process
  • Respect Islamic values and principles in all interactions

4.2 Matchmaking Services

  • Be genuinely seeking marriage
  • Disclose any relevant personal circumstances
  • Engage respectfully with potential matches
  • Inform us promptly of any relationship developments

4.3 Financial Coaching Services

  • Provide accurate financial information
  • Actively participate in coaching sessions
  • Implement agreed-upon strategies
  • Understand that results may vary based on individual effort and market conditions

5. PAYMENT TERMS

5.1 Fees and Billing

  • All fees are as quoted and agreed upon in your service agreement
  • Payments are due according to the schedule outlined in your contract
  • Late payments may result in service suspension

5.2 Refund Policy

  • Refunds are handled according to our separate Refund Policy
  • No refunds for services already rendered
  • Partial refunds may be available in specific circumstances as outlined in individual contracts

5.3 Price Changes

We reserve the right to modify our fees with 30 days written notice to existing clients.

6. PRIVACY AND CONFIDENTIALITY

6.1 Information Protection

  • All personal information is kept strictly confidential
  • Information is only shared with explicit consent or as required for service delivery
  • We maintain appropriate security measures to protect your data

6.2 Background Checks

We may conduct background verification as part of our matching process. Users consent to such verification as part of service agreement.

6.3 Data Retention

Personal information may be retained for business and legal purposes as outlined in our Privacy Policy.

7. INTELLECTUAL PROPERTY

7.1 Mahar Plus Content

All content, including but not limited to text, graphics, logos, and software, is the property of Mahar Plus and protected by intellectual property laws.

7.2 User-Generated Content

Users retain ownership of their personal information but grant Mahar Plus license to use such information for service delivery purposes.

8. DISCLAIMERS AND LIMITATIONS

8.1 No Guarantee of Results

  • Matchmaking: We cannot guarantee that users will find a suitable match or get married
  • Financial Coaching: We cannot guarantee specific financial returns or outcomes

8.2 Service Limitations

  • Services are provided on an "as is" basis
  • We do not warrant uninterrupted or error-free service
  • Technical issues may occasionally affect service delivery

8.3 Third-Party Services

We are not responsible for third-party services, websites, or content that may be referenced or linked.

9. LIABILITY LIMITATIONS

9.1 Limited Liability

Mahar Plus's liability is limited to the amount paid for services in the preceding 12 months.

9.2 Excluded Damages

We are not liable for indirect, incidental, or consequential damages including but not limited to:

  • Lost profits or income
  • Emotional distress
  • Opportunity costs
  • Third-party claims

9.3 Financial Advice Disclaimer

Financial coaching is educational in nature and does not constitute professional financial advice. Users should consult with licensed financial advisors for specific investment decisions.

10. TERMINATION

10.1 Termination by User

Users may terminate services by providing written notice according to their service agreement terms.

10.2 Termination by Mahar Plus

We may terminate services immediately for:

  • Violation of these Terms
  • Inappropriate conduct
  • Failure to pay fees
  • Providing false information

10.3 Effect of Termination

Upon termination, users lose access to ongoing services, but completed services remain valid.

11. DISPUTE RESOLUTION

11.1 Mediation

Disputes should first be addressed through good-faith mediation.

11.2 Arbitration

If mediation fails, disputes will be resolved through binding arbitration in accordance with Wyoming laws.

11.3 Class Action Waiver

Users waive the right to participate in class action lawsuits against Mahar Plus.

12. GENERAL PROVISIONS

12.1 Governing Law

These Terms are governed by the laws of Wyoming.

12.2 Severability

If any provision is found unenforceable, the remainder of the Terms remain in effect.

12.3 Entire Agreement

These Terms, along with the Privacy Policy and individual service agreements, constitute the entire agreement.

12.4 Modifications

We may update these Terms periodically. Continued use constitutes acceptance of modified Terms.

12.5 Contact Information

For questions about these Terms, contact us at:

13. ISLAMIC PRINCIPLES

Mahar Plus operates in accordance with Islamic principles and reserves the right to refuse services that conflict with Islamic values. All matchmaking and financial services are designed to be halal and compliant with Islamic teachings.

ACKNOWLEDGMENT

By using Mahar Plus services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

This document should be reviewed by a qualified attorney before implementation to ensure compliance with applicable laws and regulations in your jurisdiction.