Privacy Policy

2.1 Personal Information

For Matchmaking Services (Mahar Matches):

• Basic demographic information (name, age, location, occupation)
• Religious practice level and Islamic values
• Educational and professional background
• Family background and structure
• Marital history (if applicable)
• Physical characteristics and preferences
• Lifestyle preferences and interests
• Communication preferences
• Photos and profile information
• References and character testimonials

For Financial Coaching Services (Mahar Wealth):

• Financial situation and history
• Income, expenses, and budget information
• Investment experience and risk tolerance
• Financial goals and aspirations
• Banking and investment account information (when necessary)
• Credit history and debt information
• Insurance and retirement planning details

2.2 Automatically Collected Information

• Website usage data and analytics
• IP address and device information
• Browser type and operating system
• Pages visited and time spent on our website
• Cookies and similar tracking technologies

2.3 Information from Third Parties

• Background check results (with your consent)
• Reference checks and character testimonials
• Social media information (if you choose to connect accounts)
• Financial institution data (with your authorization)

3.1 Service Delivery

Matchmaking Services:

• Create and maintain your profile
• Identify and suggest compatible matches
• Facilitate introductions and communication
• Provide relationship coaching and guidance
• Coordinate with families when requested
• Monitor progress and gather feedback

Financial Coaching Services:

• Assess your financial situation and goals
• Develop personalized financial strategies
• Provide ongoing coaching and support
• Track progress toward financial objectives
• Recommend halal investment options
• Coordinate with financial institutions when necessary

3.2 Communication

• Send service updates and notifications
• Respond to your inquiries and support requests
• Provide educational content and resources
• Share relevant opportunities and insights
• Conduct surveys and gather feedback

3.3 Business Operations

• Process payments and maintain billing records
• Improve our services and user experience
• Comply with legal and regulatory requirements
• Protect against fraud and unauthorized access
• Analyze usage patterns and service effectiveness

4.1 With Your Consent

We share your information with your explicit consent for:

• Introductions to potential matches
• Sharing profiles with approved families
• Coordinating with financial institutions
• Facilitating background checks

4.2 Service Providers

We may share information with trusted third-party service providers who:

• Assist with background verification
• Provide technology infrastructure
• Process payments and billing
• Conduct market research and analytics

All service providers are bound by strict confidentiality agreements.

4.3 Legal Requirements

We may disclose information when required by law or to:

• Comply with legal processes or government requests
• Protect our rights, property, or safety
• Protect the rights, property, or safety of our users
• Investigate potential violations of our terms

4.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of the transaction, subject to the same privacy protections.

5.1 Security Measures

We implement comprehensive security measures including:

• Encryption of sensitive data in transit and at rest
• Secure servers and data centers
• Regular security audits and assessments
• Access controls and authentication procedures
• Employee training on data protection
• Incident response and breach notification procedures

5.2 Data Retention

• Matchmaking data: Retained until you request deletion or find a suitable match
• Financial coaching data: Retained for the duration of our relationship plus 7 years for business records
• Website analytics: Retained for 2 years
• Legal compliance data: Retained as required by applicable law

5.3 International Transfers

If we transfer data internationally, we ensure adequate protection through:

• Standard contractual clauses
• Adequacy decisions
• Other appropriate safeguards as required by law

6.1 Access and Correction

You have the right to:

• Access your personal information
• Correct inaccurate or incomplete data
• Update your preferences and settings
• Request a copy of your data

6.2 Data Control

You may:

• Withdraw consent for data processing
• Request deletion of your personal information
• Restrict processing of your data
• Object to certain uses of your information
• Request data portability (where applicable)

6.3 Communication Preferences

You can:

• Opt out of marketing communications
• Modify notification settings
• Choose communication methods
• Unsubscribe from newsletters and updates

7.1 Types of Cookies

We use:

• Essential cookies for website functionality
• Analytics cookies to understand usage patterns
• Preference cookies to remember your settings
• Marketing cookies for targeted advertising (with consent)

7.2 Cookie Management

You can:

• Control cookie settings through your browser
• Opt out of non-essential cookies
• Delete existing cookies
• Block future cookies (may affect functionality)

9.1 Sensitive Personal Information

We recognize that religious beliefs, family information, and financial data are particularly sensitive. We:

• Implement enhanced security for sensitive data
• Limit access to authorized personnel only
• Provide additional privacy controls
• Respect cultural and religious considerations

9.2 Cross-Border Considerations

For international users:

• We comply with local privacy laws
• Provide appropriate data protection measures
• Honor local data subject rights
• Work with local legal requirements

10.1 External Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. We encourage you to review their privacy policies before providing personal information.

10.2 Integrated Services

When we integrate with third-party services (payment processors, background check providers), we ensure they maintain appropriate privacy protections.

11.1 Notification of Changes

We may update this Privacy Policy periodically. We will:

• Notify you of material changes via email or website notice
• Provide 30 days advance notice when possible
• Post the updated policy with revision date
• Maintain an archive of previous versions

11.2 Continued Use

Continued use of our services after policy updates constitutes acceptance of the revised terms.

13.1 Privacy Officer

For privacy-related questions or concerns, contact our Privacy Officer:

• Email: [email protected]
• Phone: 469.630.3180

13.2 Data Subject Requests

To exercise your privacy rights:

• Email: [email protected] with "Data Subject Request" in the subject line
• Include your full name and account information
• Specify the nature of your request
• We will respond within 30 days

13.3 Complaints

If you have concerns about our privacy practices:

• Contact us directly using the information above
• File a complaint with relevant data protection authorities
• Seek legal counsel if necessary

14.1 GDPR Rights (EU Residents)

If you are a resident of the European Union, you have additional rights under GDPR including:

• Right to rectification
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Rights related to automated decision-making

14.2 CCPA Rights (California Residents)

If you are a California resident, you have rights under CCPA including:

• Right to know about personal information collected
• Right to delete personal information
• Right to opt-out of sale of personal information
• Right to non-discrimination for exercising CCPA rights